Great point, in my case in the PNW, the water from my local well is infested with manganese (as in clogging the household plumbing in the absence of a sediment filter) and other contaminants and the water company providing it is owned by private equity. Legally, I can drill my own well for non-potable irrigation, but god forbid I filter and/or chlorinate it for my own household use. So I end up considering options like this, thanks for debunking.
At the very least I would UV disinfect anything coming from the ground and absolutely make use of a 20 micron sediment filter if only to address cognitive load: Another place, another time, coliform bacteria from the well. Super fun(not).
I vacillate between trusting my well and trusting my RO (10,5,1 micron filters, plus the membrane). But it isn't healthy to drink RO all the time and I don't wanna mess with remineralization.